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Every employee functions better in an environment where his welfare is guaranteed. The conducive environment will give him a relaxed mind to be effectively productive. With insurance, you can create such an atmosphere for your staff and, conversely, build your business with their security to work. One of such insurance is workers’ compensation insurance. By adding this insurance to your business insurance policy, your staff get financial protection on disabilities and medical treatments. The coverage also gives them cover on injuries or death in the course of delivery of their works. Without such insurance policy in place, you are creating a loophole for high price claims should there be any inevitable mishap.